Attention Home Owners and the First-Time Home Buyers!
If you are looking for interest rate equal or lower than 7%, 30 years fixed, Zero to 30% downpayment, GMCC exclusive up to $15,000 toward Closing Cost loan program is the solution for the first-time home buyers who are permanent residents or citizens, and for more details contact loan officer. This program is for purchasing a primary home. No need to Pay back. No Increase in rate. 13 counties in CA : Contra Costa, Los Angeles, Napa, Orange, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Mateo, Santa Clara, and Ventura. 4 counties in MA: Essex, Middlesex, Norfolk and Suffolk. NC counties: Alexander, Ashe, Avery, Beaufort, Bladen, Brunswick, Buncombe, Burke, Cabarrus, Caldwell, Carteret, Catawba, Chatham, Cherokee, Clay, Columbus, Craven, Cumberland, Duplin, Durham, Forsyth, Franklin, Graham, Greene, Guilford, Halifax, Harnett, Haywood, Henderson, Iredell, Jackson, Johnston, Lee, Lenoir, Lincoln M, Macon, Madison, Martin, McDowell, Mecklenburg, Moore, Nash, New Hanover, Onslow, Orange, Pamlico, Pasquotank, Pender, Pitt, Polk, Randolph, Rockingham, Rutherford, Sampson, Stanly, Stokes, Surry, Swain, Transylvania, Union, Vance, Wake, Warren, Watauga, Wayne, Wilkes, Wilson, Yadkin and Yancey. Counties in SC: Abbeville, Aiken, Anderson, Barnwell, Beaufort, Berkeley, Charleston, Chester, Chesterfield, Clarendon, Darlington, Dillon, Dorchester, Edgefield, Fairfield, Florence, Georgetown, Greenville, Greenwood, Horry, Kershaw, Lancaster, Laurens, Lee, Lexington, Marion, Marlboro, McCormick, Newberry, Oconee, Orangeburg, Pickens, Richland, Saluda, Spartanburg, Sumter, Williamsburg and York.
Eligibility Check
Answer some simple questions to see if you qualify. Even if you or your household do not qualify, we have a host of other special programs at GMCC to help you achieve your goals.
In addition to household information, you can use this service to check if your property is eligible: https://geomap.ffiec.gov/ffiecgeomap/
Choose Year 2023.
Enter full property address.
Click on ‘Census Demographic Data’
If “Tract Minority %” is above 50, then your property will qualify.